Protect Your Business

There are a number of business situations in which the loss of a colleague can have severe implications for the financial health of company. Life or sickness and or disability insurance can be used to mitigate the financial loss that may result. 

Whether it’s for you, your business partner, or even a key employee, it’s important that you think about Business Protection. 

It helps to ensure your business can continue trading without that person there.

Get in touch: 01276 986333





"Opened my eyes if I lost my business partner and the impact that would have. Put if off as didn't have the time to sit down and consider the options. Best use of a hour, make the time. Highly recommended and a very professional service "

M.K - Guildford

Business Protection

Safeguard the people who matter most to your success

Every business has key people who are driving it forward, it may even be you! Many businesses recognise the need to insure their company property, equipment and fixed assets, but often overlook the most important – the people who drive the business.

Key Person Cover – protect your profits if you lose an employee through death, disability or severe illness. If a key person were diagnosed with a critical illness or died, how would the business cope?

Shareholder or Partnership Cover – keep control of your business if a shareholder or business partner dies or suffers a severe illness. Who owns the shares in the business and would the surviving spouse have the controlling majority or sell her shares to a competitor?

Loan Protection – cover your business loans if a shareholder or business partner dies or suffers a severe illness. The loss of a key individual could affect the ability of the business to pay back any loans. Many Directors and Shareholders have made loans to their companies as a result of dividends or remuneration that hasn’t been drawn out of the company; have you?

Relevant Life Policy – a tax-efficient and cost-effective alternative to a standard Death in Service plan. Save nearly 50% tax (compared to an ordinary Life Policy and give your people access to discounts and rewards with Vitality Life.

Directors of limited companies can enjoy valuable tax benefits if the premiums for life insurance are paid from one company instead of from personal income tax.

Your key employees and shareholders are your biggest assets. Continuity is one of the key elements for any business to survive and thrive. With Vitality Life’s complete range of business protection plans, we can help keep your business strong should something ever happen to them.


Call us now - 01276 986333 for more information or email


Not sure what type of cover you need?

We have an exclusivity agreement to promote VitalityHealth and VitalityLife policies, because in our opinion they represent the most advanced and best value health and life insurance solutions available on the market today.

Health Insurance

  • Cover Excellence Awards
    Best Individual Provider 2007, 2008, 2010, 2015, 2016
  • Defaqto 5-star rated
    2012, 2013, 2014, 2015, 2016

Life Insurance

  • Best Individual Critical Illness/Serious Illness Provider
    2009, 2010, 2011, 2012, 2013. 2014, 2015
  • Critical Illness Cover Defaqto 5-star rated
    2007, 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016
  • Income Protection Defaqto 5-star rated
    2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016


The Benefits:

Vitality have established partnerships that offer you rich benefits which make accessing a healthy lifestyle easier.

From healthy foods and health screens to travel and Active Rewards, you can save money with lots of Vitality partners around the UK. 

Rewards and benefits are available with VitalityHealth and certain VitalityLife products.

Take a look at some of the partners below. Minimum monthly premiums and terms and conditions apply.

  • Stay active and be rewarded with Amazon Prime.
  • 75% off Champneys spa breaks and 25% off day spa treatments and the Champneys collection.
  • Six months Weight Watchers Monthly Pass for £30.
  • Up to 25% cashback with Mr & Mrs Smith up to a maximum of £125 - depending on your Vitality status.
  • Up to 40% off return economy flights to Europe, or within the UK with British Airways – depending on your Vitality status.
  • Up to 40% off fitness devices with Polar and Garmin (p+p may apply).
  • 40% off monthly gym fees at Virgin Active and Nuffield Health Gyms (joining fees will apply).
  • A cinema ticket each week with Cineworld or Vue for tracking your activity (Excludes 3D films).
  • A drink at Starbucks every week for tracking your activity.

Full details of the Vitality products and healthy rewards can be found at